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Caravan and Park Home Insurance – hitch on to a growing market

At a glance

  • The caravan industry has proven to be an ever-growing and lucrative sector for PL brokers

Touring Caravan, Static Caravan and Park Home Insurance can mean a welcome new revenue stream for brokers. As a Zurich broker, you have the opportunity to take advantage of a wholesale facility provided by Coast Insurance.

Zurich underwrites the policies and has a long-standing relationship with Coast and now is the ideal time to take advantage of this sector. Many brokers are already likely to have clients who have been caravanners for years – or indeed are more recent converts to this growing and exciting market.

While they once had something of an image problem and were seen as the preserve of the older generation, caravan holidays are now becoming much more mainstream. Ownership is increasing as cost-conscious consumers choose holidays in the UK and there is a host of places to stay from a simple farmer’s field to a luxury touring site with swimming pools and spa facilities. Travelling to Europe is also an option that many choose to explore.

Caravans by choice

Because it takes care of accommodation, a caravan can suit those looking to get away for longer periods of time or equally those wanting shorter, more frequent breaks. Many people choose to purchase a static caravan in their favourite location.

Park homes are becoming an increasingly popular choice for retirement, or are a great option when people are considering downsizing. There are sites in many parts of the UK, providing affordable accommodation in desirable locations. Residents generally love the community spirit and way of life that a park home site can offer.

Park homes have been sold for as much as £500,000 so it is vital to have appropriate cover, which Coast Insurance can provide. Coast also has an experienced in-house claims team with specialist knowledge who settle claims on behalf of Zurich.

The Coast Insurance scheme provides high quality cover at a competitive premium and it could not be easier for brokers to have access to this wholesale facility. Coast also offers attractive commission rates.

Coast offers three products:

  • Touring Caravan Insurance
  • Park Home Insurance
  • Static Caravan Insurance

Coast’s touring caravan insurance features up to 15 years ‘new for old’ cover, 180 days European cover, recovery and delivery expenses, up to £20,000 personal accident coverage and £2 million public liability cover, as well as standard perils such as fire, flood, theft and malicious damage. There are also some great optional extras available including equipment and awning cover.

Coast also offers up to 20 years ‘new for old’ cover for static caravans. Policy benefits include full accidental damage, loss of rent and alternative accommodation and up to £50,000 legal expenses that covers site and tenancy disputes.

Service that puts brokers first

Coast Insurance is family run and has been a leading provider in this sector for almost 20 years, priding itself on longstanding relationships with its brokers.

Each broker relationship is bespoke and there are no set rates. A tailored package is put together for each broker that includes competitive commissions.

Once an agency has been granted, you will have access to Coast’s online quote system, which is quick and easy to use.

You will also have the confidence of knowing that Coast has a firm commitment to personal service, being supported by one of the UK’s largest insurers. Coast does not require a minimum level of business, and so would be delighted to talk to you about the opportunities to support your caravan and park home insurance needs.

Image © Getty

For more information, get in touch

Andy Day | National Personal Lines Development Manager | 07875 886 693

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